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I'm considering a Metris as a delivery truck for our brewery. Each pallet is about 1300lb, so the 2500lb payload rating is pretty relevant.

So, is the payload the gross vehicle load capacity, or is it 2500lb *including* a full load of fuel and a driver?
 

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Payload is calculated by taking the Gross Vehicle Weight Rating (GVRW) and subtracting the Curb Weight, defined as the weight of the vehicle and all necessary fluids only... no driver/passengers.

In your example, a 1300 lb pallet along with a 200 lb driver would still be 1000 lbs short of it's maximum capacity.
 
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